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Compare UAE travel insurance plans

Limits and prices as each insurer publishes them. Pick a kind of plan to narrow the list.

Which kind of plan?
Travel plans sold by UAE insurers
PlanMedicalCancellationBaggageDelayPublished price
ADNIC
MussaferPlus Family
No trip cancellation in the flyer table. Adults must be 60 or under.
USD 70,000, excess USD 30USD 2,000USD 500From AED 107.54, per member, 6 to 7 days (2021)
ADNIC
MussaferPlus Hajj & Umrah
Saudi Arabia only.
USD 20,000, excess USD 50USD 750From AED 18.8, per member, up to 5 days (2021)
ADNIC
MussaferPlus Individual
Sold worldwide or worldwide excluding the USA and Canada.
USD 1,100,000, excess USD 30USD 5,000USD 5,000USD 500From AED 56.99, per member, 6 to 7 days, worldwide excluding the USA and Canada (2021)
ADNIC
MussaferPlus Schengen
The flyer table shows no cancellation, delay or baggage cover.
USD 60,000, excess USD 100From AED 44.06, per member, up to 5 days (2021)
AIG UAE
Travel Guard Gold
AIG says all three Travel Guard plans are Schengen visa compliant. No price table published.
USD 100,000, deductible USD 100USD 2,500, cancellation or curtailmentUSD 1,000USD 500
AIG UAE
Travel Guard Platinum
AIG says all three Travel Guard plans are Schengen visa compliant. No price table published.
USD 500,000, deductible USD 100USD 5,000, cancellation or curtailmentUSD 2,500USD 1,000
AIG UAE
Travel Guard Silver
The table of benefits gives no cancellation, baggage, delay or liability cover on Silver.
USD 50,000, deductible USD 100
Allianz Travel (Alliance Insurance)
Allianz Travel Premium
Annual multi-trip from AED 956.
USD 550,000USD 5,000USD 2,000USD 500From AED 106, single trip (2026-11-12)
Allianz Travel (Alliance Insurance)
Allianz Travel Schengen
No personal liability cover. The home page gives from AED 68 and its FAQ from AED 86.
USD 60,000USD 2,000USD 1,000USD 100From AED 68, single trip, adult aged 18 to 65, up to 5 days (2026-11-12)
Allianz Travel (Alliance Insurance)
Allianz Travel Standard
Annual multi-trip from AED 706.
USD 250,000USD 3,000USD 1,500USD 200From AED 81, single trip, adult aged 18 to 65, up to 5 days, worldwide excluding the USA and Canada (2026-11-12)
Allianz Travel (Alliance Insurance)
Allianz Travel to UAE
For visitors to the UAE from any country, stays of up to 3 months. Must be bought before the trip starts.
USD 150,000From AED 50, adult staying up to 7 days (2026-11-12)
Daman
Alami 15-Day Single-Trip Plan
AED 150 worldwide excluding the UAE.
AED 500,000From AED 95, 15-day single trip, worldwide excluding the UAE, USA and Canada; page does not say whether VAT is included (2026-11-12)
Daman
Alami 30-Day Single-Trip Plan
AED 221 worldwide excluding the UAE.
AED 500,000From AED 140, 30-day single trip, worldwide excluding the UAE, USA and Canada; page does not say whether VAT is included (2026-11-12)
Daman
Alami 90-Day Single-Trip Plan
Worldwide except the UAE, USA and Canada.
AED 200,000From AED 169, 90-day single trip; page does not say whether VAT is included (2026-11-12)
Daman
Alami Annual Multi-Trip Plan
Emergency treatment only. Each trip up to 90 days. AED 540 worldwide excluding the UAE.
AED 500,000, a yearFrom AED 340, annual, worldwide excluding the UAE, USA and Canada; page does not say whether VAT is included (2026-11-12)
Daman
Alami Comprehensive Travel Insurance, Gold
Baggage is paid per kg of lost checked-in luggage. Daman shows no Alami Comprehensive prices.
USD 200,000, excess USD 100USD 4,000USD 25, a kg, up to 40 kgUSD 500
Daman
Alami Comprehensive Travel Insurance, Platinum
Baggage is paid per kg of lost checked-in luggage. Daman shows no Alami Comprehensive prices.
USD 300,000, excess USD 100USD 5,000USD 40, a kg, up to 40 kgUSD 1,000
Daman
Alami Comprehensive Travel Insurance, Silver
Baggage is paid per kg of lost checked-in luggage. Daman shows no Alami Comprehensive prices.
USD 70,000, excess USD 100USD 2,000USD 15, a kg, up to 40 kgUSD 250
Daman
Musafer
UAE nationals only. No medical limit published. No deductibles, copayments or coinsurance.
From AED 2,926, a year, before VAT (2026-11-12)
Daman
Ziyarah 100-Day Single-Trip Plan
AED 150,000, emergency inpatient treatment in the UAEFrom AED 125, one visit to the UAE of up to 100 days (2026-11-12)
Daman
Ziyarah 190-Day Multi-Trip Plan
For people visiting the UAE.
AED 150,000, emergency inpatient treatment in the UAE, for the cover periodFrom AED 220, multiple trips in 190 days (2026-11-12)
Daman
Ziyarah 40-Day Single-Trip Plan
AED 150,000, emergency inpatient treatment in the UAEFrom AED 48, one visit to the UAE of up to 40 days (2026-11-12)
Daman
Ziyarah 70-Day Single-Trip Plan
AED 150,000, emergency inpatient treatment in the UAEFrom AED 85, one visit to the UAE of up to 70 days (2026-11-12)
Daman
Ziyarah War & Disaster Visa Holders
For Sudan visa holders in the UAE. Pre-existing and chronic conditions are excluded.
AED 150,000, emergency inpatient coverFrom AED 950, multiple trips within the UAE over one year (2026-11-12)
GIG Gulf
Inbound Senior Visitors
For visitors to the UAE aged 66 to 85.
AED 50,000, inpatient treatment only
GIG Gulf
Travel Family
Benefits are per family rather than per person. Medical excess USD 100 a claim for each person.
USD 2,000, per family
GIG Gulf
Travel Inbound
For visitors to the UAE aged 65 or below.
AED 150,000, inpatient treatment onlyFrom AED 50, per person, 30 days, before VAT (2024-05)
GIG Gulf
Travel Inbound Plus
For visitors to the UAE aged 65 or below. Adventure sports covered.
AED 150,000, inpatient and outpatient, excess AED 400AED 5,000AED 10,000, baggage and moneyFrom AED 60, per person, 15 days, before VAT (2024-05)
GIG Gulf
Travel Schengen
Covers you worldwide, not only in Schengen countries. Children get the full limit.
EUR 40,000, excess USD 100From AED 50, per person, 5-day trip, before VAT (2024-03)
GIG Gulf
Travel Smart
USD 1,000,000, excess USD 30USD 5,000, cancellation or curtailmentUSD 5,000, baggage and moneyFrom AED 95, per person, 5-day trip, worldwide excluding the USA and Canada, before VAT (2024-03)
GIG Gulf
Travel Smart Essentials
Sold for trips of up to 31 days. The leaflet lists AED 69 and AED 87 for a 5-day trip.
USD 100,000USD 1,000, cancellation or curtailmentUSD 1,000, baggage and moneyFrom AED 69, per person, 5-day trip, before VAT (2024-03)
Liva Insurance
Executive Travel
USD 1,000,000, includes evacuation and repatriation; excess USD 50USD 5,000USD 6,000USD 500
Liva Insurance
Holiday Travel
The booklet table gives USD 5,000 cancellation; the travel page says Holiday comes without trip cancellation cover.
USD 1,000,000, includes evacuation and repatriation; excess USD 50USD 5,000USD 5,000USD 500
Liva Insurance
Schengen Travel
No cancellation, delay, baggage or liability cover. Worldwide excluding the USA and Canada only.
EUR 30,000, includes evacuation and repatriation; excess USD 50
Orient Insurance
Inbound Plus
For visitors to the UAE.
USD 50,000USD 2,500USD 500
Orient Insurance
Travel Family Plus
No cancellation cover. For Schengen travel the wording gives EUR 30,000 for each parent and up to 8 children.
USD 150,000, for the whole familyUSD 3,500USD 750From AED 114.1, per family, 5-day trip, including 5% VAT (2020-08-14)
Orient Insurance
Travel Inbound Gold
For visitors to the UAE. Claims are settled by direct billing only.
AED 150,000, inpatient and outpatientFrom AED 48, 30 days, up to age 70, including 5% VAT (2020)
Orient Insurance
Travel Lite Plus
The plan table shows no baggage, cancellation, liability or flight delay cover.
USD 50,000From AED 54.85, per person, 5-day trip, including 5% VAT (2020-08-14)
Orient Insurance
Travel Safe Plus
The chart lists AED 82.60 and AED 65.35 for a 5-day trip on Safe Plus.
USD 100,000USD 1,000, cancellation or curtailment, excess USD 100USD 1,000USD 500From AED 65.35, per person, 5-day trip, including 5% VAT (2020-08-14)
Orient Insurance
Travel Secure Plus
Flight delay: the plan table pays after 3 hours, the section text in the same wording after more than 6 hours.
USD 1,000,000USD 10,000, cancellation or curtailment, excess USD 100USD 5,000USD 1,000From AED 102.1, per person, 5-day trip, worldwide excluding the USA, Canada and the Caribbean, including 5% VAT (2020-08-14)
Orient Insurance
Travel Senior Plus
Ages 71 to 79. The plan table shows no baggage, cancellation, liability or flight delay cover.
USD 50,000, excess USD 50From AED 318.85, per person, 5-day trip, including 5% VAT (2020-08-14)
Salama
Family
The Pearl limits, per family: you, your spouse and three children aged 3 months to under 18.
USD 50,000, per familyUSD 1,000, per familyUSD 500, per family
Salama
Hajj & Umrah Protection Basic
Saudi Arabia only.
USD 10,000USD 250
Salama
Hajj & Umrah Protection Extra
Saudi Arabia only.
USD 25,000USD 750
Salama
Hajj & Umrah Protection Plus
Saudi Arabia only.
USD 15,000USD 500
Salama
Pearl
Delayed departure pays up to USD 125 to USD 500 by length of delay; the maximum is shown. No published prices.
USD 50,000USD 1,000USD 500
Salama
Schengen
Covers Europe. Baggage, delay and liability benefits are not included.
EUR 30,000
Salama
Traveller
Delayed departure pays up to USD 250 to USD 1,000 by length of delay; the maximum is shown. No published prices.
USD 150,000USD 2,500USD 1,000
Sukoon Insurance
Travel Easy Annual Family
Does not meet Schengen visa rules. Each trip up to 60 days.
USD 60,000, shared across the family; deductible USD 50USD 1,000, shared across the family; deductible USD 100USD 500, shared across the familyUSD 500From AED 870, annual multi-trip, ages 6 months to 60, before 5% VAT (2026-01)
Sukoon Insurance
Travel Easy Annual Individual
Each trip up to 90 days.
USD 1,000,000, deductible USD 50USD 1,000, deductible USD 100USD 1,000USD 500From AED 685, annual multi-trip, per person aged 18 to 60, before 5% VAT (2026-01)
Sukoon Insurance
Travel Easy Elite
USD 75,000, deductible USD 50USD 1,000, deductible USD 100USD 500USD 500From AED 60, single trip, 1 to 7 days, worldwide excluding the USA and Canada, age 6 months to 60, before 5% VAT (2026-01)
Sukoon Insurance
Travel Easy Family Plan
Does not meet Schengen visa rules. Sold for trips of up to 60 days.
USD 60,000, shared across the family; deductible USD 50USD 1,000, shared across the family; deductible USD 100USD 500, shared across the familyUSD 500From AED 140, single trip, 1 to 7 days, worldwide excluding the USA and Canada, age 6 months to 60, before 5% VAT (2026-01)
Sukoon Insurance
Travel Easy Ultimate
USD 1,000,000, deductible USD 50USD 6,000, deductible USD 100USD 3,000USD 1,000From AED 115, single trip, 1 to 7 days, worldwide excluding the USA and Canada, age 6 months to 60, before 5% VAT (2026-01)
Tokio Marine
Tokio Family
Called Tokio Enhanced (Family) in the wording. No cancellation cover.
USD 100,000, includes evacuation; excess USD 50USD 2,500, excess USD 30USD 1,000
Tokio Marine
Tokio Lite
No baggage, cancellation, delay or liability cover.
EUR 30,000, includes evacuation
Tokio Marine
Tokio Privilege
USD 1,000,000, includes evacuation; excess USD 50USD 5,000, cancellation and curtailmentUSD 5,000, excess USD 30USD 1,000
From each insurer’s own pages and policy documents, read 12 November 2026. Sources are on each insurer’s page. A blank cell means the insurer does not publish the figure, not that the plan has no cover. Limits differ in what they include: check the policy wording before you buy.

What a limit does not tell you